Lucy McClements consults with clients on governance and culture issues, preparing for regulatory interviews, as well as delivery of Board/Executive level development interventions. 

She has nearly two decades of experience as a financial services regulator across all sectors (banking, insurance, investment firms, payment services/e-money, and consumer credit) on both prudential and conduct of business issues in roles spanning Authorisation, Supervision, Operations, and Risk. Beginning her career at the Bank of England supervising small UK banks, Lucy has been part of over 50 visits to regulated firms and interviewed hundreds of approved persons and senior managers. 

Before leaving the FCA in 2016 Lucy was a Head of Department and senior decision maker on applications for firm authorisation and Approved Persons status. She has considerable knowledge and experience of the UK governance framework particularly as it applies to FCA and PRA regulated firms and individuals.  Lucy is a Fellow of the Association of Chartered Certified Accountants (ACCA) and a qualified Executive Coach.